--- title: Deadlines Approach to Enroll in Covered California 2015 description: Deadlines are looming to enroll or renew your health care plan through Covered California. Learn about changes and important dates for 2015. image: https://299691.hs-sites-na2.com/hs-fs/hub/299691/file-2126853244.jpg --- **[![ASMS_logo_shadow_round](https://299691.hs-sites-na2.com/hs-fs/hubfs/ASMS_logo_shadow_round.png?width=200&name=ASMS_logo_shadow_round.png "ASMS_logo_shadow_round")](https://299691.hs-sites-na2.com/)** **Advanced Sleep Medicine Services, Inc.** The Sleep Experts`®` (877) 775-3377 ## Sleep Better, Live Better Blog ### *We believe that education is the first step to finding better sleep. Our articles educate people on sleep news, sleep disorders, and sleep care to help them achieve better health and live better lives. * *Thanks for joining the conversation.* ## [Deadlines Approach to Enroll in Covered California 2015](https://299691.hs-sites-na2.com/blog/covered-california-2015) Posted by [Julia Steele Rodriguez](https://299691.hs-sites-na2.com/blog/author/julia-steele-rodriguez) Find me on: [Facebook ](https://www.facebook.com/julia.steele818) [LinkedIn](http://www.linkedin.com/in/juliasteele) [Twitter ](https://twitter.com/juliasteelerod) Nov 26, 2014 12:00:00 PM ![covered-california-health-care-logo](https://299691.hs-sites-na2.com/hs-fs/hub/299691/file-2126853244.jpg?width=260&name=file-2126853244.jpg) A little over a week ago marked the beginning of the second open enrollment period of the Affordable Care Act. With it began registration for [Covered California](http://www.coveredca.com/), the California health insurance exchange set up as part of Obamacare. This means that **deadlines are looming for selecting your health care options for 2015**. This blog post will help clarify what changes to be aware of in the coming year and what important dates you have to look out for. ### **Changing Coverage in 2015** In California, **the average increase in health care premiums this year is 4.2%** However, the average increase varies by region and even decreases in some; more precise statistics are available [here](http://www.californiahealthline.org/articles/2014/8/1/covered-california-2015-rates--will-increase-an-average-of-4-percent). Ten health insurance companies have been contracted to provide health insurance through Covered California for the coming year. Each of them participated in the exchanges in 2014 and their involvement was renewed after they submitted bids to return. The ten providers include Anthem Blue Cross, Blue Shield, and Kaiser Permanente; a full list can be found [here](http://news.coveredca.com/2014/07/covered-california-announces-rates-for.html).   Two plans from last year will no longer be offered: the Health Net PPO and Contra Costa Health Plans. People subscribed under these plans will have to choose a new option before the appropriate deadline. For more information on insurance for 2015, see Covered California's pamphlet [Health Insurance Companies and Plan Rates for 2015](https://www.coveredca.com/PDFs/CC-health-plans-booklet-2015.pdf).  ### **The Enrollment Period and Important Deadlines** Enrollment for 2015 is open from November 15, 2014 to February 15, 2015. This is only half of the six-month duration of last year. This window is the only opportunity for individuals or families to buy insurance for next year (barring a “life-changing event” like marriage or having a child). In general, the 15th of the month is the last date to sign up in order for coverage to begin on the first of the following month. That means that for people who are covered through 2014 and want continuous coverage beginning on the first day of 2015, **the last date to choose a plan is December 15, 2014. ** If you are currently enrolled through Covered California for 2014 and you do not take any action, your care will be automatically renewed under the same plan. (The exception is if your plan is no longer carried; see above). However, it is still necessary to review your account because the price of your [premium could change](https://299691.hs-sites-na2.com/sleepbetterblog/high-deductible-health-plans) and if you are receiving tax credits you must confirm your consent to verify your income. More information about renewals is available on the [renewal FAQ page](http://www.coveredca.com/youre-in/questions-about-renewal/). Regardless of your current plan, **you**** are still encouraged to compare your options** to determine what is best for you. Under the Affordable Care Act, if you go without health insurance for more than three months, you will be charged a fee of $325 or 2% of your income, whichever amount is greater. This means that **if you wish to avoid the fee, you need to sign up for coverage by February 15th, 2015 **in order to have coverage beginning on the first of May. For more information, consult the [Covered California Website](http://www.coveredca.com/). ### **Remember to take advantage of your 2014 health insurance** But 2014 isn't over either! Certain health care benefits associated with your insurance may expire at the end of 2015. See our blog post on [health insurance year-end benefits](https://299691.hs-sites-na2.com/sleepbetterblog/health-insurance-year-end-benefits) to figure out how to make the most of your health care before the year is over. Related links: [How does Obamacare treat sleep apnea?](https://299691.hs-sites-na2.com/sleepbetterblog/the-affordable-care-act-treating-sleep-apnea), [The Scoop on High-Deductible Health Plans](https://299691.hs-sites-na2.com/sleepbetterblog/high-deductible-health-plans), [Important Health Insurance Keywords to Know](https://299691.hs-sites-na2.com/sleepbetterblog/use-your-insurance-benefits-before-the-end-of-2014) Resources: [The LA Times](http://www.latimes.com/business/la-fi-healthcare-watch-20141116-story.html), [KPCC](http://www.scpr.org/blogs/health/2014/11/14/17564/faq-covered-california-s-next-open-enrollment-begi/), [NPR](http://www.npr.org/blogs/health/2014/11/11/363255224/pay-attention-to-the-health-insurance-calendar-to-avoid-surprises), [California Healthline](http://www.californiahealthline.org/articles/2014/8/1/covered-california-2015-rates--will-increase-an-average-of-4-percent) Topics: [Health Insurance](https://299691.hs-sites-na2.com/blog/topic/health-insurance) ## Share this blog post: [![Share on Facebook](https://static.hubspot.com/final/img/common/icons/social/facebook-24x24.png)](http://www.facebook.com/share.php?u=https%3A%2F%2F299691.hs-sites-na2.com%2Fblog%2Fcovered-california-2015%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on LinkedIn](https://static.hubspot.com/final/img/common/icons/social/linkedin-24x24.png)](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2F299691.hs-sites-na2.com%2Fblog%2Fcovered-california-2015%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on Twitter](https://static.hubspot.com/final/img/common/icons/social/twitter-24x24.png)](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2F299691.hs-sites-na2.com%2Fblog%2Fcovered-california-2015%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2F299691.hs-sites-na2.com%2Fblog%2Fcovered-california-2015%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=Deadlines%20Approach%20to%20Enroll%20in%20Covered%20California%202015) [![Share on Pinterest](https://static.hubspot.com/final/img/common/icons/social/pinterest-24x24.png)](http://pinterest.com/pin/create/button/?url=https%3A%2F%2F299691.hs-sites-na2.com%2Fblog%2Fcovered-california-2015%3Futm_medium%3Dsocial%26utm_source%3Dpinterest&media=) [![Share on Email](https://static.hubspot.com/final/img/common/icons/social/email-24x24.png)](mailto:?subject=Check%20out%20https%3A%2F%2F299691.hs-sites-na2.com%2Fblog%2Fcovered-california-2015%3Futm_medium%3Dsocial%26utm_source%3Demail%20&body=Check%20out%20https%3A%2F%2F299691.hs-sites-na2.com%2Fblog%2Fcovered-california-2015%3Futm_medium%3Dsocial%26utm_source%3Demail) ### Subscribe to Email Updates Search our blog Search ### Posts by Topic - 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Corporate Office 17835 Ventura Blvd. Suite 300 Encino, CA 91316 Phone (877) 775-3377 Fax (877) 855-6227  [info@sleepdr.com](mailto:info@sleepdr.com) ## **Top Links:** [Frequently asked questions (FAQs) ](http://www.sleepdr.com/frequently-asked-questions)[Download Service Request Form (Rx) ](http://www.sleepdr.com/service_request_form)[Request medical records ](http://www.sleepdr.com/request-medical-records)[See a complete list of locations ](http://www.sleepdr.com/locations)[Schedule an appointment ](http://www.sleepdr.com/schedule)[Sleep Better, Live Better Blog ](http://www.sleepdr.com/sleepbetterblog)[Contact us](http://www.sleepdr.com/contact) **About Us:** Our mission is to empower sufferers of sleep disorders, like sleep apnea, to lead more fulfilling lives by improving their sleep. We believe that by caring for and educating our patients and diagnosing and treating their sleep disorders we can help them achieve better health. With 20 locations across California, we are the leading provider of in-center and in-home (HST) sleep studies, PAP therapeutic devices, and replacement PAP supplies. We are contracted with more than 300 medical groups and commercial health plans. We partner with independent physicians who are at the forefront of the field of sleep medicine and together we provide high-quality, affordable, result-oriented and patient-centric diagnostic and therapeutic sleep medicine services. We strive to make all our interactions with patients, referring physicians, coworkers, and others courteous, caring and professional and we consider each interaction with our patients as an opportunity to live up to our commitment to the highest standards of patient care.  ### Subscribe to our blog: [![Twitter link](https://299691.hs-sites-na2.com/hubfs/twitter-865437-edited.png "Twitter link")](https://twitter.com/mysleepdr)[![Facebook link](https://299691.hs-sites-na2.com/hubfs/facebook-square-750598-edited.png "Facebook link")](https://www.facebook.com/AdvancedSleepMedicine)[![LinkedIn link](https://299691.hs-sites-na2.com/hubfs/linkedin-815276-edited.png "LinkedIn link")](https://www.linkedin.com/company/advanced-sleep-medicine-services-inc) ## Original photos by Francisco Crow [www.fc-images.net](http://www.fc-images.net) All rights reserved. Our administrative offices AND sleep centers will be closed on Monday, September 5, 2016 in observance of the Labor Day holiday.